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Our Broker, Eric Fisher, has been published in multiple articles on boat insurance.
Get Premium Coverage Tailored to Performance and Luxury
On The Water Marine Insurance has years of experience covering high-value boats and performance vessels. Our partnerships with top-rated insurers make it easy to secure specialized coverage for your Nor-Tech, Midnight Express, HCB, Contender, Yellowfin, or Valhalla Center Console. Our streamlined process, paired with expert guidance, ensures fast, reliable protection for every adventure—whether you’re heading to a poker run, cruising to the Bahamas, or navigating the open sea.
Our policies are customized for elite boating needs: broad navigation, extended trips to the Bahamas, and poker run participation are all covered.
Your Questions Answered
How much does boat insurance cost?
For high-value center consoles, rates generally range from 1-3% of the boat’s hull value, depending on factors like top speed, boat usage, and coverage needs. For example, a $500,000 boat may see annual premiums from $5,000 to $15,000, with exact costs based on your unique specifications. We work with you to find the best policy that fits your budget and your lifestyle.
How does quoting work?
Our quoting process is designed to make securing coverage as seamless as possible for your center console.
- Request a Quote: Start by filling out our quick online form with a few key details about your boat, its usage, and any specific coverage needs.
- Review and Research: Our team of marine insurance specialists will review your information, explore available options from our trusted carriers, and tailor a policy to meet your unique needs.
- Custom Video Proposal: Once we’ve crafted the best coverage, we’ll send you a personalized video proposal, walking you through each aspect of the policy so you can understand your coverage in detail.
- Follow-Up and Finalization: Have questions? We’re here to answer any questions and make adjustments if needed. When you’re ready, we’ll finalize your coverage so you can enjoy peace of mind on the water.
Who is providing this insurance?
We work with trusted carriers, including American Modern, Chubb, Travelers, Ahoy, and Progressive, to offer coverage designed specifically for boaters and high-value center consoles. All A Rated, all with specialized marine claims teams so you have the best protection!
Will I need a survey for my boat?
For newer boats, no marine survey is needed. For boats older than 10-15 years, a survey may be required, ensuring your vessel meets coverage requirements without unnecessary hurdles.
What kind of boats do we insure?
- High-Performance Center Consoles
- Up to 6 Engines
- Sport Fishing Boats
- Cruisers & Hybrids
- Performance Boats up to 170mph
- Broad Navigation
For boats beyond the above, we can still offer coverage. Please contact us at (513) 653-3800 for a quote.
Efficient and friendly service! Eric Fisher is highly skilled and knowledgeable of all types of boating insurance. He exceeded all of my expectations! Very happy customer!
Gregg D.
Eric is your guy when it comes to watercraft insurance needs! He worked very hard to understand our needs and provide best possible protection for us. The process was seamless.
Sheri Z.
Eric Fisher has been very helpful in getting all of the insurance for the boat. Very friendly on the phone. I would highly recommend him as an agent.
Paul G.
Effortless Protection
At On The Water Marine Insurance, getting the right coverage is simple. Complete our short online form, and we’ll create a custom video proposal tailored for your center console. With no surveys for newer boats and zero hassle, you’re ready for the water—confidently protected and fully prepared.
Our process is designed to give you complete confidence, offering reliable coverage at your fingertips. Explore your options with zero pressure and secure the protection your boat deserves, all without leaving home.
Ready for the Water?
Get the protection your high-value center console deserves. Whether it’s a poker run or a Bahamas getaway, On The Water Marine Insurance has you covered with fast, reliable insurance tailored for luxury and performance.This simple, transparent approach means you get the best possible coverage without the need to shop around. And we can’t wait for you too see your custom video proposal!