Fast, Easy Boat Insurance—Get Covered in Minutes
Protecting your boat should be simple. With our streamlined instant boat insurance quote option, you can get fast, reliable coverage without the hassle. Through our partnership with Ahoy Insurance, you can secure tailored protection in just 3 minutes—no marine survey required.
Whether your boat is up to 50 feet or reaches speeds of up to 75 mph, we’ve got you covered. Say goodbye to paperwork and waiting times—our quick and easy process ensures you’re ready for the water with confidence and peace of mind.
Your Questions Answered
How much does boat insurance cost?
A good starting point is about 1% of your boat’s hull value. For example, if your boat is valued at $100,000, you can expect annual premiums around $1,000. However, the actual cost will vary based on factors like your boat’s age, type, usage, and coverage options. We’ll help you find the best policy that fits your needs and budget.
How does quoting work?
It couldn’t be easier! With On The Water Marine & Ahoy Insurance, you can get a personalized quote online in about 3 minutes. Just provide some basic information, and we will instantly generate your coverage options—no paperwork or complicated forms required. Designed for simplicity, this fast online process helps you secure the right protection so you can get out on the water with confidence.
Who is providing this insurance?
We work directly with Ahoy Insurance, a company that specializes in straightforward, tailored coverage for boaters. Ahoy Insurance has an A- (Excellent) Financial Strength Rating and a- (Excellent) Long-Term Issuer Credit Rating from AM Best, a leading global credit rating agency for the insurance industry. This partnership means your boat is backed by financially strong, reliable coverage.
Will I need a survey for my boat?
With Ahoy Insurance, no marine survey is required! Unlike traditional insurers, Ahoy’s process removes the need for surveys, making it faster and easier to secure coverage. In just a few minutes, you can protect your boat and focus on enjoying your time on the water.
What kind of boats can we insure instantly?
- Bass Boats / Walleye Boats
- Pontoons / Tritoons
- Wake Boats
- Center Consoles
- Sport Fishing Boats
- Sailboats (including Catamarans)
- Cruisers / Motor Yachts
- Values up to $500,000
- Speeds up to 175mph
- Up to 3 Engines
For boats beyond the above, we can still offer coverage, just not instantly. Please contact us at (513) 653-3800 for a quote.
Efficient and friendly service! Eric Fisher is highly skilled and knowledgeable of all types of boating insurance. He exceeded all of my expectations! Very happy customer!
Gregg D.
Eric is your guy when it comes to watercraft insurance needs! He worked very hard to understand our needs and provide best possible protection for us. The process was seamless.
Sheri Z.
Eric Fisher has been very helpful in getting all of the insurance for the boat. Very friendly on the phone. I would highly recommend him as an agent.
Paul G.
We Make It Easy
With On The Water Marine, getting the right boat coverage is quick and hassle-free. You only need to complete a short online form—taking just about 3 minutes—and we will handle the rest. You’ll receive a no-obligation quote instantly, with no surveys, no paperwork, and no hidden costs.
Our process is designed to give you complete confidence, offering reliable coverage at your fingertips. Explore your options with zero pressure and secure the protection your boat deserves, all without leaving home.
Coverage You Can Rely On
With On The Water Marine Insurance, you can enjoy peace of mind knowing your boat is protected with coverage tailored just for you. Whether you’re out cruising, fishing, or enjoying a weekend on the water, your investment is safeguarded by a highly rated insurer. This simple, transparent approach means you get the best possible coverage without the need to shop around.
Our process is built for ease, giving you the right protection without surprises or gaps—just smooth sailing ahead, backed by trusted, straightforward coverage that’s designed to keep you confidently on the water.