Shopping for Boat Insurance in 2025

Easier Than Ever!

Shopping for boat insurance has often felt like more of a chore than an adventure. That’s all changing with boat insurance in 2025. At On The Water Marine Insurance, we’re making it easier than ever to secure the coverage you need, so you can spend less time navigating quotes and more time enjoying the water. We have partnered with Insurtech Ahoy! Insurance to bring you a full online option for your boat insurance.

2025 is a Great Year to Buy Your First Boat

There’s never been a better time to dive into boat ownership. Interest rates are starting to come down, making financing more affordable. On top of that, many boat dealers are offering enticing deals, creating an excellent opportunity for first-time buyers to make their dreams a reality. Pair these trends with advancements in boat insurance technology, and it’s clear that 2025 is shaping up to be a landmark year for boaters.

Ahoy: The Game-Changer in 2025

In 2025, cutting-edge technology is transforming the way boat insurance works, and Ahoy Insurance is leading the charge. With innovations designed to enhance your boating experience and provide unparalleled peace of mind, Ahoy’s tech-first approach sets a new standard for the industry. Here’s how:

• Real-Time Alerts: With real-time notifications about potential hazards, such as weather changes or shallow waters, you can make informed decisions to protect yourself and your boat.
• Streamlined Claims Process: Ahoy’s technology ensures a seamless claims process, with features like instant damage documentation and GPS-based incident tracking.
• Integrated Safety Features: Their platform includes tools like route planning and maintenance reminders, keeping your boat in top condition and your adventures worry-free.

Say Goodbye to Complicated Insurance Processes

Gone are the days of endless paperwork, long phone calls, and waiting weeks for a quote. With our Instant Boat Insurance Quote, you can get a quote online in about 3 minutes. That’s right, just a few clicks, and you’ll have access to competitive insurance options tailored to your boat and lifestyle.

Choose On The Water Marine Insurance?

We understand boat insurance like no one else. As a specialized marine insurance broker, we represent top carriers like Ahoy Insurance, Chubb, Progressive, and Travelers. While Ahoy is a fantastic option for boats under 50 feet and up to $500,000 in value, we also offer programs for larger vessels, higher horsepower boats, and boats with greater value. For those looking into chartering, we even have insurance options for boats chartering up to 84 days a year.

Some key features of our process include:

• Speed and Convenience: Complete the process online in minutes.
• Comprehensive Coverage: Access policies that include features like agreed value coverage, fuel spill protection, and uninsured boater coverage.
• Expert Guidance: Even with an instant quote, you’re not alone. Our team is always available to answer your questions and walk you through your options.

The Perks of Insuring with Ahoy Insurance

Through our partnership with Ahoy Insurance, you can access:

• Coverage up to $500,000
• Boats up to 50ft.
• Policies for boats with up to three engines
• No marine survey required
• A quick and seamless quoting experience

Ahoy Insurance is underwritten by Spinnaker Insurance Company, which has an A- (Excellent) Financial Strength Rating from AM Best, so you can trust you’re in good hands.

How to Get Started

Shopping for boat insurance has never been easier. Visit our Instant Boat Insurance Quote page today and experience the difference for yourself. Whether you’re insuring a fishing boat, a wake boat, or a pontoon boat, we have the coverage options to meet your needs.

Let us handle the insurance, so you can focus on the open water. As always, remember to wear your life jackets and I’ll see you, on the water!