Fishing Guides & Charter Captains

We insure more than the boat, we insure your livelihood on and off the water!

If you make your living with your boat, you have come to the right place. On The Water Marine Insurance provides a complete set of fishing guide insurance and charter captain insurance options for you on and off the water.

We have coverage options for guides and captains who do this full time, and for those just starting out and only looking to charter a few times a year.

Our complete package of fishing guide insurance

  • Coverage for your Boat – Your income revolves around your boat, so it’s paramount to find the right insurance coverage for your boat.
  • Coverage for Liability – Liability will cover both bodily injury and property damage for any loss you are responsible for.
  • Coverage for your Fishing Equipment – Boats and Fishing Equipment go hand in hand. We can add up to $50,000 in on board fishing equipment coverage.
  • Uninsured/Underinsured Boater – Many boaters go without insurance. We make sure you are protected in case an uninsured boater hits you.

  • Disability Income Continuation – A coverage only offered to guides and captains through On The Water Marine Insurance, if you become disabled and cannot work, we can continue a portion of your income for up to 2 years to make sure your bills get paid.

  • Supplemental Accident Coverage – If you are injured due to an accident, you get a cash payment based on the level of injury. This applies to both on and off the water, and applies to your entire family!

  • Other Options – While not part of our package product, ask us about our life insurance and vehicle insurance options to offer even more protection.