Michigan Boat Insurance

Fresh Water Haven!

Welcome to On The Water Marine Insurance, your trusted boat and yacht insurance experts dedicated to elevating your maritime experiences in the Great Lakes State.

Our Michigan Boat Insurance is a tailored solution designed to provide comprehensive coverage as you navigate the majestic Great Lakes, including the stunning Lake St. Clair.

Sport Fishing Boat

Boats we cover

  • Performance Boats – Experience the thrill of speed on Michigan’s lakes with confidence, as our insurance for performance boats ensures your vessel is protected during high-performance adventures. Up to 120mph!
  • Motor Yachts – Cruise the waters in style with our coverage for motor yachts, offering protection for the luxurious features that make your boating experience exceptional.
  • Sport Fishing – Whether you’re angling on Lake St. Clair or trolling the Great Lakes, our insurance for sport fishers includes coverage for fishing gear, electronics, and equipment.
  • Center Consoles – Fishing gear, outboards, and speed; what a combination! We cover up to 4 outboards per boat.

Why choose On The Water Marine Insurance?

Michigan Marine Expertise: As seasoned boat insurance experts, we bring a unique understanding of the Great Lakes to your vessel’s coverage. From the dynamic waters of Lake St. Clair to the vast expanses of Lake Michigan, our expertise ensures your boat, be it a fishing boat, wake boat, or cuddy cabin, is protected against the specific risks of Michigan boating.

Passion for Michigan Boating: Imagine cruising through the Straits of Mackinac as the sun sets over Lake Superior. This isn’t just a scene; it’s our shared passion. Our team, filled with avid boaters, is committed to providing you with comprehensive boat insurance tailored to the unique joys of Michigan boating. Trust us to safeguard your vessel, allowing you to fully embrace the unbridled enjoyment of every Michigan boating adventure.

boat in open water

Start your Michigan Boat Insurance quote

Check out our Boat Resources, your one stop shop for everything related to you boat. Financing options, boat history reports, surveyors, and more!