Fort Lauderdale to Destin, we have you covered!
Florida’s waters are calling—and your boat deserves the best protection out there. From the Atlantic’s open seas to the calm backwaters of the Gulf, we provide Florida boat insurance options tailored to where and how you boat. Whether you’re sailing through the Keys, fishing off Destin’s emerald coast, or docking in Miami’s bustling marinas, we’ve got you covered statewide.
Why trust your coverage to a generalist? Boat insurance is all we do.
With over 10 years of experience protecting Florida boaters, we specialize in matching you with the right policy to handle everything from unexpected storm damage to fuel spill liability. In fact, some of the top-rated policies can only be accessed by working with a marine insurance broker like us. Your boat isn’t just a vessel—it’s your escape. Let us handle the insurance, so you can focus on enjoying the water.
Click below to start your quote in just minutes!
Boats we cover
Why choose On The Water Marine Insurance?
Hurricane-Proof Coverage: Florida’s weather can be unpredictable, especially during hurricane season. Our Florida Boat Insurance offers robust protection, ensuring your vessel weathers the storm without a hitch.
Smooth Navigation: From sandbars to bustling ports, Florida’s waterways can be tricky to navigate. Our insurance covers damages from collisions, allowing you to sail confidently through the state’s intricate channels.
Wildlife-Safe Sailing: Encounter Florida’s diverse marine life without worry. Our coverage extends to damages caused by collision with wildlife safeguarding both your boat and the local fauna.
Year-Round Boating Confidence: With Florida’s year-round boating season, our insurance provides continuous coverage. Enjoy the waters, be it the winter warmth or summer sun, knowing you’re protected.
