Center Console Boat Insurance

Offshore fishing at its best!

At On The Water Marine Insurance, we understand the allure of the open water and the thrill of navigating through waves on your center console boat. As avid boating enthusiasts ourselves, we recognize the importance of protecting your prized possession with comprehensive insurance coverage. That’s why we’re here to offer you specialized center console boat insurance tailored to your needs.

As your dedicated marine insurance broker, we’re committed to providing personalized service and support every step of the way. From helping you choose the right coverage to assisting with claims, we’re here to ensure that your boating experience is smooth sailing.

Coverage options for your vessel

  • Agreed Value Coverage, Up to Quad Engines

  • Bodily Injury and Property Damage Liability

  • Navigation in the entire US, Bahamas Available

  • Personal Effects / Fishing Equipment

  • Uninsured/Underinsured Watercraft Bodily Injury

  • Fuel Spill Liability and Wreckage Removal

  • Medical Payments

  • Emergency Assistance / On Water Towing

Center Console Boat Insurance FAQ’s

This can vary greatly depending on what geographical area you typically use your boat.

In the norther part of the country rates can be as low as 0.5% of the hull value, while Florida rates can be as high as 4% of the hull value.

$100,000 Boat x 1% = $1,000

 

This will vary based on the length, age, and location of your boat.

Saltwater Boats – 27ft or greater in length and over 10 years of age.

Freshwater Boats – 27ft or greater in length and over 15-20 years of age.

For boats under 27ft, typically no prior experience is required.

For boats 27ft or greater in length, some companies require at least 1-5 years of prior ownership of another boat. The previous boat should be within 10ft of the one you are buying.

Yes. We have several options for boater who wish to take their boat on trips to the Bahamas. This can be added by an endorsement on our policies. Be sure to let us know you intend to travel there.

We have markets for up to quad engines and up to 120mph.

More insurance companies are requiring this to provide theft coverage. This is typically an insurance requirement on any center console with 3 or more outboards.

Yes, we can insure for the purchase price of your new engines. We may ask for copies of receipts so we can accurately assess the new value.

A hurricane plan is a detailed statement of how you intend to protect the boat in the case of an incoming hurricane or tropical storm. In hurricane areas, insurance companies require these plans for larger vessels.

Questions to consider 

  • Will you haul the boat out of the water?
  • Move it out of the path of the storm?
  • Will it be secured on a lift?
  • Who is responsible for securing it?
  • If stored in a building, is the building rated for hurricanes?

The Boat Insurance Specialists at Outdoor AdvINSURE can help you with this! Give our team a call at (513) 653-3800.

We write coverage for all types of boat manufactures. We have current customers with Nortechs, Boston Whalers, Grady Whites, and more.

Ready to get started?