Boater’s Blog

Learn more about all things related to boating, boat insurance, and your on-water adventures in our boater’s blog!

  • Mechanical Breakdown: Are you covered?
    Published On: August 22, 2024

    Most boat insurance policies don't cover mechanical breakdowns, but we’ve got you covered. We represent multiple insurance companies that offer coverage for mechanical breakdowns. But, just like all other parts of insurance, no two companies policies and endorsements are the same. Let our expertise be your guide to getting your boat Anchored In Protection!

  • New Boat Insurance Options in Multiple States
    Published On: August 21, 2024

    We're excited to share some fantastic new options from Travelers and Ahoy Insurance. Whether you're a seasoned boater or just starting out, these new products offer everything from expanded coverage and on-water towing with no out-of-pocket costs to specialized yacht insurance available nationwide. Check out how we can help protect your boat in multiple states and make your time on the water worry-free

  • Agreed Value vs Actual Cash Value Boat Insurance
    Published On: August 18, 2024

    When it comes to boat insurance, understanding the difference between Agreed Value and Actual Cash Value can be the key to protecting your investment. Agreed Value boat insurance offers a predetermined payout amount in case of a total loss, without factoring in depreciation—a crucial advantage for newer or high-value boats. But how is this value determined? At On The Water Marine Insurance, we use real market data, comparing your boat to similar ones that have recently sold, and tools like Boat Trader’s free price checker to ensure the value reflects the true worth of your vessel.

  • Saltwater vs Freshwater Boat Maintenance
    Published On: June 22, 2024

    Boating in saltwater and freshwater environments presents unique challenges and benefits. Understanding these differences is essential for proper boat maintenance and ensuring your vessel's longevity. Learn more about corrosion, marine growth, insurance considerations, and the importance of ensuing loss coverage in this comprehensive guide.

  • Why Every Boat Owner Needs a Marine Survey
    Published On: June 18, 2024

    When it comes to insuring your boat or yacht, the expertise of a marine surveyor is indispensable. These professionals assess the condition and value of vessels, providing critical information for both boat owners and insurance companies. Learn why marine surveys are crucial for accurate valuation, safety compliance, and peace of mind in our latest blog post.

  • 2024 Hurricane Season
    Published On: June 16, 2024

    Prepare your boat for the 2024 hurricane season with these essential steps and tips. Learn how to protect your vessel from storms, ensure your haul-out contracts are in place, and understand the role of comprehensive boat insurance. Stay safe and secure with expert advice from On The Water Marine Insurance.