Cincinnati’s Only Boat & Yacht Insurance Specialist

Located in Batavia and serving the entire tristate, Ohio, Kentucky, & Indiana regions.

Your Local Cincinnati Boat Insurance Experts

Welcome to On The Water Marine Insurance, your boat insurance specialist serving the greater Cincinnati area, including the tristate region of Ohio, Kentucky, and Indiana.

We’re not just an insurance agency; we’re fellow boating enthusiasts based right here in Batavia, just a short drive from downtown Cincinnati.

Whether you’re cruising on the Ohio River, fishing on East Fork Lake, or keeping your boat docked at Four Seasons Marina, we’re here to provide you with the specialized coverage you need.

Wake Surf
One of our customers enjoying his boat on Norris Lake in Tennessee

Why Choose On The Water Marine Insurance?

When it comes to insuring your boat, local expertise makes a difference. We understand the unique needs of boaters in Cincinnati and the surrounding tristate area because we live and boat here too.

Unlike large, national agencies, we focus exclusively on boat and yacht insurance. That means you get tailored advice, quicker service, and an agent who knows how to handle the specific challenges of boating in the Ohio River Valley.

Whether you’re staying local or taking your boat on the road, we’ve got you covered. If you’re planning a trip to Lake Cumberland or Norris Lake, or you keep your boat there, it will be protected under our policies.

Covering All Types of Boats

We provide comprehensive insurance coverage for all types of boats, from bass boats to performance boats. Whether you’re speeding down the Ohio River or enjoying a quiet day fishing on the lake, we offer the protection you need. Our expertise covers:

  • Fishing Boats: Like your bass boat, perfect for local tournaments at places like East Fork and Rocky Fork State Park.
  • Cruisers and Motor Yachts: Ideal for cruising on the Ohio River or mooring at Manhattan Harbour.
  • Pontoon Boats: Great for family outings on Caesar Creek Lake.
  • Jet Skis and Personal Watercraft.