Coverage Options

Yes, most boat insurance policies offer coverage for on-water towing, but the details vary by policy. Some policies provide direct towing services with no out-of-pocket costs, while others offer reimbursement after you pay for the towing. Check your policy [...]

Fuel spill liability coverage protects you if your boat accidentally leaks or spills fuel into the water, which can cause environmental damage. This coverage helps pay for cleanup and legal fees if you’re held responsible for an accidental spill. [...]

Mechanical breakdown coverage is typically an optional add-on and may not be included in standard boat insurance policies. This coverage helps pay for repairs or replacement if your boat’s engine or mechanical systems fail due to wear and tear [...]

Liability boat insurance covers you if you’re responsible for causing damage to someone else’s property or injuring someone while operating your boat. It helps pay for legal fees, medical bills, and property repairs if you're found at fault in [...]

Agreed Value: This is a predetermined amount that both you and the insurance company agree on when the policy is issued. In the event of a total loss, you will receive this agreed amount without any deductions for depreciation, [...]