Marine Business Insurance in Ohio

Comprehensive Coverage with a Marine Insurance Specialist

Specialized Marine Business Insurance with On The Water Marine Insurance

At On The Water Marine Insurance, we focus exclusively on marine insurance and have multiple marine business insurance solutions.

As active members of the Ohio Marine Trades Association, and located just east of Cincinnati, we know the needs of Ohio’s boating businesses and we’re here to help you navigate your insurance options with clarity and confidence.

Who We Insure

If your business supports boating, we likely have a solution for you. A few examples are

  • Marina Insurance
  • Boat Dealer Insurance
  • Yacht Club Insurance
  • Boat & Yacht Broker Insurance
  • Marine Artisans & Ship Repairer Insurance
  • Boat Builder Insurance
  • Boat Show Insurance
  • Marine Surveyor Insurance
  • Fishing Tournament Insurance
  • And More

We can also help cover additional exposures often found at marinas, clubs, or dealerships. Some of these include restaurants, lodging, pools, playgrounds, retail shops, tennis courts, and more.

Specialized Coverage, Tailored for your Business

Core Coverage Examples Include
  • General Liability

  • Commercial Property

  • Protection and Indemnity (P&I)
  • Crime
  • Owned Boat Coverage
  • Marina Operators’ Legal Liability
  • Boat Dealer Inventory
  • Employee Benefits
  • Yacht Club Legal Liability
  • Cyber & Data Breach
  • Regatta Liabiltiy
  • And More

Optional Enhancements
  • Dock and pier coverage with debris removal
  • Business income and equipment breakdown
  • Regatta coverage including borrowed boats

  • Sailing/rowing school coverage
  • Broadening endorsements across general liability and property
  • Display/show/exhibit coverage for inventory offsite

Why Choose On The Water Marine Insurance?

Marine Only Agency
  • We don’t write cars or houses; just boats, yachts, and marine businesses. This means we understand your business better than other agencies.
Ohio Focused
  • Based right here in Ohio and active in the states boating industry. Find us across the state at your local lakes and boat shows including the Cincinnati Boat Show, Cleveland Boat Show, and Catawba Island Boat Show.
Experienced and Trusted
  • With years of experience and deep industry knowledge, we help you get coverage that fits your operations.
Support for Your Customers
  • If your clients need personal boat insurance, we can help them too, with the same level of care and specialization.
Support for Your Business
  • Have an event coming up that you need help or looking for a sponsorship, give our team a call. We would love to be there and promote your event on our social channels.

Let’s Talk About Protecting Your Marine Business

If you’re operating a marina, dealership, brokerage, yacht club, or marine repair business in Ohio, let’s talk about how we can help you get the right coverage through our marine business insurance solutions.

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