Protect Your Yacht and Your Peace of Mind
With over a decade of experience, On The Water Marine Insurance specializes in comprehensive yacht coverage for vessels up to $10 million. Whether you’re purchasing your first yacht or your next, you deserve expert guidance and top-tier protection.
Our dedicated yacht insurance broker works seamlessly with your yacht broker, lender, marina, and surveyor to ensure a smooth, stress-free experience.
📞 Book a call with Eric today and get the right coverage for your yacht.
Getting Yacht Insurance is Simple
Step 1 – Schedule a Call
Your yacht insurance journey begins with a quick consultation. During this introduction call, our yacht insurance broker will ask key questions to understand how you plan to use your yacht. We’ll discuss:
- Your prior vessel ownership experience
- Whether you’ll have a captain or crew on board
- Typical navigation areas
- Whether you’ll live aboard
- If you plan to charter the yacht
- Hurricane protection plans (if in a storm-prone area)
Step 2 – We Get to Work
After our call, we’ll identify the insurance companies that best fit your needs. Our team handles the entire application and underwriting process. Once we receive quotes—sometimes as quickly as the same day—we’ll send you a proposal for review.
Step 3 – Your Custom Yacht Insurance Proposal
We believe clarity is key when it comes to yacht insurance. That’s why we provide a custom video proposal to educate you on your options. This will include:
- Your Coverage Options
- Any Coverage Restrictions or Navigational Limits
- Specific Insurance Company Requirements
Step 4 – Finalizing the Details so you can get On The Water!
Once you choose your preferred policy, we take care of the rest. Our team coordinates with key parties, reviews marine surveys, and ensures all details are finalized. When everything is in place, we issue coverage, collect the premium, and provide immediate proof of insurance.
What types of boats qualify for Yacht Insurance?
Yacht insurance comes into play for larger vessels, typically greater than 35-40 feet in length. Many different vessels can qualify for yacht insurance such as luxury high value yachts, sport fishing boats, trawlers, cruisers, large sailboats and more.
What makes yacht insurance different than boat insurance?
In the simplest of terms, the coverage is more extensive. Because of the larger size, the insurance needs to adjust. On a typical yacht insurance policy, there may be coverage for things like extended navigation into the Bahamas or Caribbean, or even a captain or crew member on board. Every yacht has unique risks, requiring specialized coverage.
What insurance companies underwrite yachts?
Great question! We work with top-rated yacht insurers, including Chubb, Travelers, American Modern, and Seafarer Marine, to name a few. It’s important for us to understand your needs so we can get you to the right company. Book your consultation today so we can get you, On The Water!
Coverage options for your Yacht
