Yacht Insurance

Luxury Yachts & High Value Boats, We Have You Covered

Outdoor AdvINSURE is your trusted marine and yacht insurance broker with more than 10 years experience in covering boats & yachts. We represent the best yacht insurance companies which allows us to find the most comprehensive coverage at the best rate. Our high value yacht insurance companies include Chubb, American Modern, and Travelers.

Anchored In Protection

We are your Trusted Yacht Insurance Broker

Values up to $10,000,000

Insuring a high value boat or yacht requires unique coverage. Our team specializes in high value watercraft that are primarily moored in Florida, Alabama, South Carolina or the Great Lakes. We insure:

  • Sport Fishing Boats
  • Luxury Yachts
  • Sport Cruisers
  • Mega Yachts
  • Multi Engine Center Consoles
  • High Performance Boats up to 120mph
  • Charter Boats
  • Motor Yachts & Trawlers
Sportfishing boat

Coverage options for your yacht

Protection and Indemnity Liability

Liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages, and other costs incurred as a result of a boating accident for which you are at-fault.

Agreed Value Coverage

Agreed Value means that if your vessel is a total loss, you will get the value you insured it for, minus any deductible that is applied. This guarantees there are no surprises on the value of the vessel during a total loss claim.

Fuel Spill Liability and Wreckage Removal

Should your vessel sink or be seriously damaged, there is a chance that it could leak oil or fuel into the water. As the vessel owner, you are required by law to have this cleaned up, which can be time consuming and expensive. Our carriers include protection for Fuel Spill Liability under the Oil Pollution Act of 1990.

Broad Navigation

Navigational Territories can include the entire United States, Canada, and up to 150 miles off shore. Bahamas can be added to cover as far south as Turks and Caicos.

Captain/Crew Liability

If you have a paid crew on board, you are responsible for their liability. Their liability is part of the Jones Act, which is covered with our high value yacht insurance companies.

Tender/Dinghy Coverage

Coverage will extend to any tender you keep on board. This vessel will also be covered for physical damage coverage up to the agreed upon amount.

Marina as Additional Insured / Hurricane Haul Out

The marina can and should be listed as an additional insured under your yacht policy. We can also include coverage if your vessel will be hauled to protect it from incoming hurricanes or tropical storms.

Search and Resuce

Our options range from $10,000 to $15,000 in coverage for search and rescue activities that occur in reference to the insured vessel.

Meet Your Yacht Insurance Broker, Eric Fisher

Eric is from Cincinnati, Ohio where he worked as a firefighter/paramedic and developed his love for the water while working on a River Rescue boat on the Ohio River. He entered the insurance industry in 2013 and spent time managing the yacht sales division of a national insurance carrier before opening Outdoor AdvINSURE in 2022.

He is married to his wife, Jamie, and they have two boys Morgan & Caleb.

Call/Text Eric directly at (513)653-3299 or contact him below.

Eric Fisher

Our Client Experience is Second to None

Our consultative approach puts you behind the helm, while we work out the details. We will work hand in hand with your Yacht Broker, Finance Company, and Surveyor to make the process easy for you. We handle the insurance while you take care of the Adventure!

Here is what our Clients Say

Kevin – 45′ Sea Ray

Absolutely the best insurance experience I have had, and orders of magnitude better than any other Yacht Insurance broker. Work with Eric, you won’t regret it!

Matt – 36′ Regal

Awesome experience with Eric/Outdoor AdvINSURE. All Insurance brokers should be this easy to work with!

Anthony – 26′ Pathfinder Center Console

Eric is as good as I’ve experienced. I’ve been in the financial services business for over three decades and during that time I’ve seen and worked a lot of Advisors. Eric’s professionalism and approach is something I find a lot of value in and would strongly recommend to others.