State-Specific Info

Does the state where I use my boat affect my insurance policy?

Yes, where you store and use your boat can significantly impact your insurance policy and premium. Boats stored in areas prone to severe weather, like hurricanes, often have higher premiums and may include windstorm deductibles. State regulations or marina [...]

State-Specific Info|

What states are you licensed in?

We are licensed to provide boat and yacht insurance in the following states: Alabama Florida Georgia Indiana Kentucky Michigan Missouri New Jersey North Carolina New Jersey Ohio South Carolina Tennessee Texas Virginia

Agency Information, State-Specific Info|

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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details regarding terms, conditions, coverages, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording, details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable.

On The Water Marine Insurance LLC is an independent insurance agency licensed in Alabama, Georgia, Florida, Indiana, Kentucky, Michigan, Missouri, New Jersey, North Carolina, Ohio, South Carolina, Tennessee, Texas, and Virginia. National Producer Number 20021672.

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A SURVEY WILL BE REQUIRED. Liability only policies will need an In Water Survey. To include Hull Coverage, an Out of Water Survey will be required. To find a local survey visit the Society of Accredited Marine Surveyors.

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